Rapid Financing for your Business
powered by Thinking Capital

Apply for $5,000 to $300,000 online
Get pre-approved in minutes.

In partnership with*


To get started, please answer the following questions:

Fast, Accessible Financing

Quick Approval

Get a no obligation quote within minutes, and funded in as little as 24 hours!


Apply for a loan anywhere using our secure online application.

Simple Repayment

Choose a repayment plan that best meets the needs of your business.

Apply Online in 3 Easy Steps

1. Application

It takes just a few minutes to complete our secure online application form.

2. Quick Decision

We'll tell you what you're eligible for within minutes.

3. Receive Your Financing

Connect your bank online and we will deposit your funds directly into your account.

Do I qualify?

You qualify if you meet the following criteria:

  • Canadian-based business
  • In business for at least 6 months
  • No upfront collateral required

Trusted by over 10,000 SMB's

We're helping great Canadian businesses grow

  • Take advantage of seasonal opportunities
  • Complete your renovations and expansions
  • Pay bills, payroll and more

*CIBC is referring small businesses to Thinking Capital, which has helped fund over 10,000 small businesses in Canada with alternative financing since 2006.