In Partnership with*

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Apply for $5,000 to $300,000 online
Get pre-approved in minutes

In partnership with*

Rapid Financing

Over 14,000 small businesses &
Over $900 million financed since 2006

  • Get up to $300,000 approved quickly
  • Receive funds in as little as 24 hours
  • No application fees & No obligation quote
Check My Eligibility!

Am I Eligible for Financing?

Find out if you meet the requirements to pre-qualify for a loan.

Fast, Accessible Financing

Easy Application, Fastest Funds

Get a no obligation quote within minutes, and funded in as little as 24 hours!

  • Pre-qualify in seconds
  • Get your quote in about 10 minutes
  • Receive funds in as little as 24 hours
  • Check your eligibility to get started!
Financing Businesses Since 2006

Apply for a loan anywhere using our secure online application.

  • Over 300 Industries Financed
  • Thinking Capital has partnered with Canada's largests banks, payment processors, and technology providers, including CIBC, MoneyMart, Moneris, and TouchBistro.
Simple Repayment Options

Choose a repayment plan that best meets the needs of your business.

  • Fixed financing helps you plan your investment with our predictable fixed installments
  • Flexible financing is our repay-as-you-go plan, taking a small percentage of debit/credit card sales

Apply Online in 3 Easy Steps

1. Application

It takes just a few minutes to complete our secure online application form.

2. Quick Decision

We'll tell you what you're eligible for within minutes.

3. Receive Your Financing

Connect your bank online and we will deposit your funds directly into your account.

Am I Eligible?


You are eligible if you meet the following criterea:

  • Canadian business
  • In business for at least 6 months
  • Average monthly revenue over $7,000

Trusted by over 14,000 SMBs


We're helping great Canadian businesses grow

  • Take advantage of seasonal opportunities
  • Complete your renovations and expansions
  • Pay bills, payroll and more
  • No upfront collateral required

*CIBC is referring small businesses to Thinking Capital, which has helped fund over 14,000 small businesses in Canada with financing since 2006.

FR

Rapid Financing for your Business
powered by Thinking Capital

Apply for $5,000 to $300,000 online
Get pre-approved in minutes.

In partnership with*

APPLY NOW

To get started, please answer the following questions:

Fast, Accessible Financing

Quick Approval

Get a no-obligation quote within minutes, and funded in as little as 24 hours!

Convenient

Apply for a loan anywhere using our secure online application.

Simple Repayment

Choose a repayment plan that best meets the needs of your business.

Apply Online in 3 Easy Steps


1. Application

It takes just a few minutes to complete our secure online application form.

2. Quick Decision

We'll tell you what you're eligible for within minutes.

3. Receive Your Financing

Connect your bank online and we will deposit your funds directly into your account.

Do I qualify?


You qualify if you meet the following criteria:

  • Canadian business
  • In business for at least 6 months
  • Average monthly revenue greater than $7,000

Trusted by over 10,000 SMB's


We're helping great Canadian businesses grow

  • Take advantage of seasonal opportunities
  • Complete your renovations and expansions
  • Pay bills, payroll and more

*CIBC is referring small businesses to Thinking Capital, which has helped fund over 10,000 small businesses in Canada with alternative financing since 2006.