Borrow up to $300,000, or as little as you need. Just like a line of credit, we set a pre-approved limit when you sign up – after that, every draw is up to you.
Every draw comes with crystal-clear pricing, so you can make the right decisions for your business.
You know your business better than we do. Whether you're seizing an opportunity or tackling a challenge, there are no restrictions on how your funds are used.
How does our Small Business Loan compare to a traditional Line of Credit?
Our all-digital credit application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. We ask you to securely connect your online banking information. And as soon as you're done, we'll tell you exactly how much you can borrow - all without hurting your credit score.
When your application is complete, you'll know exactly how much you can borrow, but only you know how much you actually need right now. Make individual draws from within your overall business loan limit, each with their own fixed fees and terms. All pricing is up front, with nothing hidden in the small print.
Choose the repayment schedule that makes sense for your business—from daily, weekly or bi-weekly payments, or pay early to save on interest. Borrow from $500 to $300,000 on 2, 3, 4, 6, 9, or 12 month terms, with absolutely no hidden fees.
If your business meets the following basic criteria, our all-digital process will have us on the way to helping you in minutes.
Every day brings a different challenge and a different opportunity. At Thinking Capital, we're here with the funds you need when you need them, whether that's to seize the moment, to face down business calamities, or to bet on yourself as you take your business to the next level.