Business Financing

Lending Solutions Tailored To Your Business Needs

small-business-loan

Fixed Payment Solution


A financing solution that puts you in control

A modern take on a traditional loan. Fixed Financing empowers your business with fast financing, with a repayment option that aligns with your business plans. You pay back in regular fixed installments, keeping your operational cost consistent and predictable. Puts yourself in control of your money, so you can better plan your business investment.

$300,000

AVAILABLE AMOUNT

Fixed

TERM

As little as 24 hrs.

SPEED

merchant-cash-advance

Flexible Payment Solution


Smart, flexible financing solution

A modern take on a merchant cash advance. Flex Financing is a product custom-tailored to align with the seasonality of your business. This option is perfect for small business owners that have high debit/credit sales volumes. You can finance your business based on your daily revenue and repay using a small percentage of those daily sales.

$300,000

AVAILABLE AMOUNT

Flexible

TERM

As little as 24 hrs.

SPEED

non-daily-payments

Daily, Weekly, & Bi-weekly Repayment Solutions


Repayment options that fit your unique needs

Your small business may have fluctuating receivables and sales. Financing can help you when your cash flow is unpredictable. Repayments on your financing should also meet your cash flow needs. Thinking Capital offers daily, weekly, and bi-weekly repayment options.

Apply Today!

      $300,000

      AVAILABLE AMOUNT

      Daily, weekly, & bi-weekly

      TERMS

      As little as 24 hrs.

      SPEED

      Additional Solutions



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      Coverage Payments


      On select holidays, we deposit a Coverage Payment into your bank account to ensure your business has cash flow to thrive when banks may be closed.




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      Top-Ups


      Top-Ups are additional cash advances that, upon approval, are deposited into your business bank account once you’ve repaid 35%, 60%, and 90% of your financing.



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      Minute Money


      Minute Money gets you quick access to the funds you need for emergencies or opportunities – no additional paperwork, and no underwriting necessary.



      Do I Qualify?



      Canadian Business


      In business for at least 6 months


      Average monthly sales of at least $7,000