Business Financing

A modern take on a traditional loan. Fixed Financing empowers your business with fast financing, with a repayment option that aligns with your business plans. You pay back in regular fixed installments, keeping your operational cost consistent and predictable. Puts yourself in control of your money, so you can better plan your business investment.

A modern take on a merchant cash advance. Flex Financing is a product customer-tailored to align with the seasonality of your business. This option is perfect for small business owners that have high debit/credit sales volumes. You can finance your business based on your daily revenue and repay using a small percentage of those daily sales.

Your small business may have fluctuating receivables and sales. Financing can help you when your cash flow is unpredictable. Repayments on your financing should also meet your cash flow needs. Thinking Capital offers both weekly and bi-weekly repayment options.

On select holidays, we deposit a Coverage Payment into your bank account to ensure your business has cash flow to thrive when banks may be closed.

Top-Ups are additional cash advances that, upon approval, are deposited into your business bank account once you’ve repaid 35%, 60%, and 90% of your financing.

Minute Money gets you quick access to the funds you need for emergencies or opportunities – no additional paperwork, and no underwriting necessary.