
Improve your business cash flow with our flexible line of credit. Apply in minutes, get pre-approved instantly and benefit from 24/7 access, all online. Withdraw your funds on your terms and use the capital to:
Buy more inventory
Pay for new marketing initiatives
Cover accounts payable
Scale up your team
Make your next move knowing that you have access to revolving credit that is automatically refreshed upon payment. With Thinking Capital’s line of credit, you’ll benefit from increases in credit limits that are driven by business health and repayment history.
Apply in Minutes
Get pre-approved instantly and use your line of credit in as little as 24 hours.
Create an account
Enter your details
Connect to your business bank account
Start Now
Apply for your business line of credit today.
Signing up does not impact your credit score

Common Reasons for a
Small Business Line of Credit
Extra cash flow to cover expenses
Upgrading or repairing your business equipment
Securing inventory
Stocking up on inventory or raw materials
Leasehold improvements
Remodeling or renovating your store
Moving your business to a new location
Hiring or training new employees
Launching a new marketing or ad campaign
Paying off existing or overdue taxes
Paying supplier invoices in full
Purchasing or financing company vehicles

Everything You Need to Know About Thinking Capital’s New Business Line of Credit
Cover expenses, buy more inventory or launch a marketing campaign with the help of a line of credit, and take your business to the next level. As a Canadian small business, rely on Thinking Capital’s financing solutions as your business evolves.
Thinking Capital’s Small Business Line of Credit is the only digital funding platform that offers entrepreneurs up to $300,000, which can be drawn at any time.
Benefits to Your Business

Simple Application
Save time, apply in 3 simple steps and get pre-approved instantly.

Access Revolving Credit
Take advantage of revolving credit that is automatically refreshed upon payment.

24/7 On Demand Access to Funds
Once approved, skip the line and access your funds anytime, anywhere.

Repay your Way
Choose from daily, weekly or bi-weekly payments or pay early and save on interest*.
Why Choose Thinking Capital’s Small Business Line of Credit
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