While running your own business, you might try securing a business loan from a big bank. There are at least a handful of reasons why you may need a small business loan, from purchasing additional …
Online loans in Canada
Running your own business can be one of the most challenging yet rewarding choices that any Canadian can make. No matter if you’re from Toronto, Halifax, or any other city, it’s always a big step …
Thinking Capital Named One of Canada’s Best Managed Companies
We are excited to announce that Thinking Capital was named one of Canada’s Best Managed Companies for excellence in business performance for the fourth consecutive year! The Best Managed program recognizes Canadian-owned and managed companies …
Find Out If Your Small Business Qualifies For A Business Loan
Introduction One great piece of advice that applies to small business owners is to “work with what you’ve got.” Having new goals and ambitions is important for any business, but working within limits is the …
Are Business Loans Different Compared to Personal Loans?
Why worry about loans? Understanding the difference between personal and business loans is critical when managing debt in Canada. Since too much debt can be crippling, it makes sense to collect as little debt as …
National Bank Partners with Thinking Capital to Expand Financing Options for Canadian Small Businesses
National Bank and Canadian fintech leader Thinking Capital today announced a strategic partnership that will make it faster and easier for Canadian SMEs to access the capital they need to fund their day-to-day operations or …
4 Benefits of a Merchant Cash Advance for Small Businesses
Summary A Merchant Cash Advance (MCA) is a type of business financing that benefits a Canadian small business owner in many ways. An MCA is designed by lenders to be widely accessible, seamless and convenient …
How to Get a Business Loan with a Bad Credit Score
Summary The first time you apply for credit, a credit bureau begins to collect information (negative and positive) on how you manage that credit. Your ability to use that credit is graded using a credit …
How to build credit with a Merchant Cash Advance
What are MCAs? Merchant Cash Advance or MCAs are a type of business borrowing that is not like a standard loan. You (small business owner) borrow money based on your daily credit/debit sales or batch …
How to build or improve business credit using private lenders
Having bad or no personal credit is something that many small business owners struggle with. The personal credit score is a heavy determinant of whether they will receiving business financing. It’s best practice to keep …