Whatever new challenge or opportunity today brings, we’re here with the support you need
Every day brings a different challenge and a different opportunity. At Thinking Capital, we’re here with the funds you need when you need them, whether that’s to seize the moment, to face down business calamities, or to bet on yourself as you take your business to the next level.
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Financing solutions built for Canadian small businesses
Your security is our priority. Thinking Capital follows the highest industry standards for security, data privacy and encryption.
Thinking Capital is Canada's largest non-bank online small business lender. Through easy-to-access financial tools and flexible, personalized support, we've empowered more than 17,000 Canadian businesses to survive, thrive, and grow to their full potential since 2006.
Thinking Capital makes capital available to businesses through credit facilities from leading Canadian financial institutions. We are a wholly owned subsidiary of Purpose Financial, one of Canada’s leading independent financial services companies that focuses on customer-centric innovation and technology-driven solutions, and are backed by established Canadian and global investors, including OMERS, Torquest Partners, and Allianz X.
Our principal office is 130 Adelaide St W, Suite 3100, Toronto, Ontario, Canada, M5H 3P5.