Business Financing from$5,000 to $300,000
Get your Free, no obligation quote,
Rates starting as low as 7.99%
Get Funded in 3 Easy Steps
Apply Online
Simple and fast application with no paperwork. Apply in minutes.
Get Approved
You will get an instant decision on your application.
Get Funded
Receive funds in your bank account in as little as 24 hours.
The Thinking Capital Advantage
#1 Online Loan Provider in Canada
We have the industry knowledge and years of expertise to help you get quick access to smart capital.
Reputable Partnerships
We create unique partnerships to offer all small businesses in Canada the best borrowing experience.
Trusted by over 10,000 Small Businesses since 2006
By combining our people and technology, we are transforming the way business owners get the capital they need to grow.
Customer Success Stories
Paul Brown
Owner of Boxfit Financing Purpose: RenovationsI put my trust into Thinking Capital. They provided me with financing quickly and easily and now I can look toward the future.
Andy Edler
Owner of GrillTime Financing Purpose: New EquipmentThe changes I made were the right ones. The last two years I've enjoyed approximately 30% increase in sales year over year. Without hesitation I would refer any business to Thinking Capital.
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Qualification Requirements
- Canadian-based business
- In business for at least 6 months
- Average monthly sales of at least $7,000
Post Funding Benefits
- Access your account online anytime, anywhere
- Expert support via phone, chat and email
- Get additional financing when you need it
- Regular tips and resources to help grow your business