Fast, Accessible Financing
Since 2006, Thinking Capital has shared the journey to growth with over 10,000 businesses. With financing available up to $300,000, we're committed to the future of your business.
Quick ApprovalGet a no obligation quote within 24 hours and financing in 3-5 business days.
Simple RepaymentChoose a repayment plan that best meets the needs of your business.
Expert SupportUnlock the true potential of your business with advice from our industry experts.
Apply Online With Ease
1. Simple Application
It takes just a few minutes to complete our secure online application form.
2. Quick Decision
We work closely with your payment processor to get you a customized quote.
3. Receive Your Financing
Connect your bank online and we will deposit your funds directly into your account.
4. Repeat or Reload
Take advantage of our other financing products - without the additional paperwork.
Our Financing Programs
How much financing do you need?
Use the Thinking Capital Calculator to see what product best suits your business needs.
What are your average monthly card sales?
Do I qualify?
Yes, if you meet the following criteria:
- Canadian-based business
- Not e-commerce or home based
- Accept debit and/or credit cards
- Average monthly card sales of at least $7,500
- In business for at least 6 months
- No upfront collateral required
Empowering Canadian Business Owners Since 2006
You've accomplished so much for your business. Now is the time to realize your full potential with a fresh new approach that puts you in control. At Thinking Capital, we combine our people and technology to enable you to overcome traditional roadblocks to success.
We act as your partner, providing you with real-time data on how your business is performing. With our industry knowledge and quick access to smart capital, you get the confidence of knowing you can unlock the true potential of your business today.
Some of the Great Companies
We Work With
These partnerships include referral relationships,
technology integrations and financial partnerships.